Farmers State Bank

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New to FSB? Get $250!

New customers can receive $250 cash by opening an eligible checking account with direct deposit.

Family enjoying their new home after getting a mortgage loan with FSB.

Buying a New Home?

Whether it’s your first home or your dream home, FSB’s lenders guide you every step of the way!

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Watch Your Money Soar!

Lock in FSB's 4.45% APY on a 5-Month CD and watch your money grow faster than ever!

Iowa's Faster. Stronger. Better.® Community Bank


FSB provides Faster. answers, builds Stronger. relationships, and creates a  Better. community through local donations and volunteer work.

As a family-owned bank, FSB is committed to friendly service, family-centered events, and helping customers achieve financial well-being.

FSB Gives Back at the county Fair

FSB Gives Back

FSB strives to make a positive impact in the community. Here's how:

  • $275,000+ Invested in 60 non-profit organizations

  • 2,000+ Volunteer Hours dedicated by the team

  • 60+ Community Events hosted or sponsored by FSB

See How FSB Gives Back


Committed to Your Financial Wellness


FSB is here to help you reach your financial goals with practical advice on managing money, planning ahead, and protecting against fraud.

Explore FSB's Blogs

Don’t let counterfeit currency catch you off guard—discover the key signs of counterfeit currency and how to protect yourself from fraud.

Key Topics:

  • How to spot key security features on real currency

  • Recognizing the most common signs of counterfeit bills

  • Steps to take if you suspect you’ve received counterfeit money and more

Learn More About Spotting Counterfeit Money

Concerned about that old 401(k) you haven’t touched in years? Identify and correct common mistakes people make with their 401(k) to secure your retirement savings.

Key Topics:

  • Deciding whether to combine your old 401(k) accounts

  • Life events that could affect your 401(k)

  • How to make smart 401(k) investment choices and more

Learn More About 401(k) Management

Buying a home is exciting but requires careful planning. Learn how to navigate the process with expert advice on getting financially ready, finding the right home, and avoiding common mistakes.

Key Topics:

  • Assessing if you’re financially ready to buy a home

  • Understanding the preapproval process

  • Avoiding mistakes that can derail your purchase and more

Prepare For Your Next Home Purchase

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Fast Approvals, Competitive Rates

Drive away in your dream car with fast approvals and rates designed to keep your payments low and manageable.

FSB’s Auto Loans

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Looking to Grow Your Business?

FSB offers the capital your business needs to expand operations, purchase equipment, or manage cash flow.

FSB’s Business Financing

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Your Retirement, Your Way

Enjoy a customized approach to retirement planning, designed to help you achieve the future you want.

FSB’s Retirement Planning