Business Saving Accounts in Eastern Iowa (Cedar Rapids, Marion, Iowa City, and more)

Business Saving Accounts

Flexible Savings Options For Iowa Businesses

From immediate savings needs to managing higher balances, FSB offers accounts with competitive rates and flexible access, helping your business maximize its savings. Get started today!

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FSB's Business Saving Accounts

Which saving account is right for your business?

Icon for FSB's Regular Business Saving Account in Eastern Iowa (Cedar Rapids, Marion, and more)

Regular Business Savings

A simple account for small to mid-size businesses starting to save.

Key Benefits:

  • Minimum opening deposit: $100

  • No monthly fees when you maintain the required balance

  • Enjoy 6 free withdraws per month

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Icon for FSB's Business Ultimate Account in Eastern Iowa (Cedar Rapids, Marion, and more)

Business Ultimate Account

A flexible business account with higher rates and easy fund access.

Key Benefits:

  • Minimum opening deposit: $10,000

  • No monthly maintenance fees

  • Tiered interest rates as high as 3.00% APY

  • 1 penalty-free withdraw during the first five business days of the month2
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High-yield savings account with limited checking privileges.

Key Benefits:

  • Minimum opening deposit: $1,000

  • Earn interest as high as 1.75% APY

  • No monthly fees when you maintain the required balance

  • 6 transfers per month with unlimited in-person withdrawals

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Grow your money with guaranteed returns and flexible terms.

Key Benefits:

  • Minimum opening deposit: $1,000

  • Terms from 1 to 60 months
    • Current 5-Month CD Special: 4.45% APY

  • Interest compounded and paid quarterly

  • Automatic renewals (excluding CD specials)

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Customer securing his accounts with FSB's Positive Pay in Eastern Iowa.

Protect Your Business Against Fraud

Safeguard your accounts by preventing check and ACH fraud with Positive Pay, detecting and stopping unauthorized transactions before they occur.