Personal Lending Solutions

Couple shopping for a new car after getting a preapproval for an auto loan with FSB in Eastern Iowa

Going Places? Drive and Save

Whether buying new or refinancing, lock in an auto loan rate as low as 6.49% APR* and no payments for the first 60 days!†

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Let’s Find the Best Solution For You

Not sure what you need? Fill out a short form, and a banker will help you explore the right financial solutions.

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Turn Equity into Opportunity

Get the most of your home’s equity with
low rates and flexible repayment options.

Discover Your Home Equity Options

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Low rates, grant programs, & more—FSB helps you save!

Home Mortgage Loans

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Get the funds you need with local service and fast approvals.

Personal Loans

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Cover college costs or refinance—FSB makes student loans simple.

Student Loans




The Loan You’ve Been Looking For

FSB has the right loan for every need—home, auto, and more. With competitive rates and personalized support, your ideal loan is just a step away. Get started today!

Customer celebrating on social media after buying a new car with FSB's auto loan financing

Drive Your Dream, Your Way

Enjoy great rates and local, personalized service from start to finish. Here’s why customers choose to work with FSB:

  • Customizable Options: Loans that fit your budget and lifestyle

  • Competitive Rates: Affordable financing for your next vehicle

  • Local Support: Friendly, expert guidance throughout the process

Explore Auto Loans


Today’s Best Loan Rates

Get the most competitive rates available on FSB's home, auto, and personal loans—tailored to fit your financial needs.

Mortgage Loans
30-Year Fixed‡
Interest Rate†

Auto Loans
as low as
Interest Rate†

Home Equity Loans
as low as
Interest Rate†


Supporting Your Lending Journey

Want to be more informed before you borrow? Explore these featured articles, or visit the Financial Wellness Center for financial education from FSB.

Before you drive off with your next car, learn the key differences between bank auto loans and dealership financing so you can choose what’s best for you.

Key Topics:

  • Weighing the pros and cons of bank loans vs. dealership financing

  • Comparing interest rates between the two options

  • Tips to help you choose the best financing option for your needs

Explore the Differences

Deciding to borrow against your home's equity means choosing between a HELOC and a Home Equity Loan. Discover which option is right for you.

Key Topics:

  • How a HELOC and a home equity loan work

  • Key features of each loan type

  • Which option might be best for your situation

HELOC or Home Equity?

Take control of your finances by understanding debt consolidation. Learn how combining your debts can simplify payments, lower interest rates, and set you on the path to financial freedom.

Key Topics:

  • How debt consolidation can simplify your finances

  • The pros and cons of different consolidation methods

  • Choosing the right approach to achieve debt freedom

Learn More About Debt Consolidation

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Call FSB at (319) 377-4891 for immediate assistance.

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Prefer FSB reach out to you? Click here to request contact.

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Looking to connect with a banker? Meet FSB's Local Team.