Personal Banking Solutions in Cedar Rapids, IA

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Seasonal Rates, Lasting Returns

Fresh season, fresh savings! Take advantage of our CD specials designed to help you grow your finances this spring.

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Here When You’re Ready

Take the first step toward financial wellness. Get personalized insights from a local banker to help reach your financial goals!

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Refer & Earn—Now Online!

Sharing FSB with friends just got easier. Send referrals digitally and get rewarded—no bank visit needed!

Start Referring

Personal Banking, Built Around You

As a trusted financial partner, FSB is committed to providing convenient and reliable solutions that allow you to manage your finances easily. Explore FSB’s services tailored to your needs!

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Why Choose FSB for Personal Banking in Iowa

At FSB, personal banking is more than a service—it's a relationship. We're a family-owned community bank serving Cedar Rapids, IA, and surrounding communities for over 95 years.

What Sets Us Apart:

  • Local Decisions, Local People: Talk to bankers who know your name and community.

  • Straightforward Accounts: No hidden fees, no surprises, just reliable checking and savings options.
  • Competitive Rates: From high-yield savings to CD specials, we help your money grow.

  • Digital Tools That Work for You: Bank online or on your phone, with the same support you'd get in-branch.

  • Giving Back: Over $275,000 invested and 2,000+ volunteer hours donated annually to support Eastern Iowa communities.

Explore FSB Checking Accounts


Your Local Partner for Personal Banking in Iowa


From managing everyday expenses to planning for the future, FSB offers valuable resources to help you at every step. Explore popular blog posts for tips, strategies, and advice for your banking needs.

Give your children a head start on their financial future—learn why early financial education is crucial and how to make money lessons a natural part of growing up.

Key Topics:
  • Why it’s important to talk about money with your kids

  • 6 practical ways to introduce financial concepts

  • The different youth accounts FSB offers to support your child’s financial growth

Discover How to Teach Kids About Money

Take control of your financial future—evaluate your financial health and uncover what true stability looks like. Discover the key indicators and common obstacles to help you determine if you’re on the right path.

Key Topics:
  • Defining what financial stability really means

  • Key signs that you’re financially stable

  • Common challenges to achieving financial stability

Assess Your Financial Health Today

With rising prices hitting everyone’s wallet, it’s essential to protect your hard-earned money. Get practical tips to help you manage your finances and stay on track in today’s economy.

Key Topics:
  • How inflation impacts your daily life

  • 4 key steps to help you combat inflation

  • Strategies for navigating financial uncertainty

Get Practical Tips to Fight Inflation

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Dial FSB at (319) 377-4891 for immediate assistance.

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