Local Financing For Iowa Businesses
FSB knows that cash flow can be unpredictable. With an operating line of credit, your business has access to funds when you need them, helping you manage day-to-day expenses and focus on growth.1
Business Lines of Credit
FSB's operating lines of credit offer flexible funding for businesses of all sizes for short-term cash flow, unexpected expenses, or other financial needs.1 Apply online today!
Key Benefits of a Line of Credit
Discover the benefits of a line of credit to support your business needs:
FSB gave us the flexibility we needed to manage cash flow and grow our business. Best bank in the area!- Jeff R.
Boost Your Business Cash Flow
Interested in an operating line of credit for your business?1 Complete the form linked below, and an FSB Business Lender will contact you for additional information.
Inquire About Business Financing
Business Lines of Credit FAQs
Get answers to common questions about opening a line of credit with FSB.
How can an operating line of credit benefit my business?
An Operating Line of Credit provides your business with flexible financing to cover various expenses, including inventory, payroll, and other short-term needs.
How do I apply for an operating line of credit?
To apply1 for an operating line of credit with FSB, complete the business inquiry form or contact an FSB business lender.
Are operating lines of credit renewable?
Once your current terms end, you can potentially renew your operating line of credit with FSB. During the renewal period, you may also be able to adjust your credit limit based on your business needs.
Contact an FSB business lender for specifics on renewing and adjusting your credit line.
Looking for an Alternative For Your Cash Flow Needs?
Turn unpaid invoices into spendable funds with FSB's Accounts Receivable Funding. Grow your business without worrying about capital.