Unlock the Value in Your Home
The equity in your home isn't a simple figure on a spreadsheet - it can be a powerful financial tool. Use it to fund major purchases or cover unexpected expenses.1
Why Choose a Home Equity Loan?
Fixed Rate, Lump Sum
A Home Equity Loan gives you a one-time lump sum at a fixed interest rate, ideal for large expenses like home improvements or debt consolidation.
Home Equity Loan Features:
-
Fixed interest rate for predictable monthly payments
-
Lump-sum payment provides immediate access to funds
-
Flexible repayment terms to suit your budget
-
Potential tax benefits (Consult your tax advisor)
Ready to Secure Funds at a Fixed Rate?
Must be 18 or older to apply. All loans are subject to credit approval.
Why Choose a HELOC?
Flexible Equity Financing
A Home Equity Line of Credit (HELOC) offers you ongoing access to funds as you need them, perfect for ongoing projects or unexpected expenses.
HELOC Features:
-
Revolving credit line gives you access to funds whenever you need them
-
Flexible loan options whether you're looking for a fixed or variable interest rate
-
Borrow, repay, and borrow again during the draw period
-
Only pay interest on the amount you use
Looking for Flexible Access to Your Home’s Equity?
Must be 18 or older to apply. All loans are subject to credit approval.
Benefits of Tapping Into Your Home’s Equity
How Equity Loans & Lines Works
FSB makes it easy to access the equity in your home. Here’s how:
2
Get Approved
A local lender will review your application and get back to you with a decision.
3
Access Your Funds
Once the loan is processed, you can access your funds either as a lump sum (for a Home Equity Loan) or through your line of credit (for a HELOC).
Mallory was incredibly helpful and professional throughout the loan process, providing excellent knowledge and guidance.- Wael A.
Ready to Get Started?
Fill out the application1 below, and a local banker will reach out to help you finish the process.
Fast Approvals, Competitive Rates
Drive away in your dream car with fast approvals and rates designed to keep your payments low and manageable.