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Small Business Checking Accounts in Iowa

Small Business Checking Tailored For Iowa Businesses

From small businesses to established corporations, FSB provides checking accounts designed to meet your unique needs. Our small business checking accounts offer low fees, free transactions, and digital banking tools. Open an account today!

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Compare FSB's Business Checking Accounts

Which checking account is right for your business?

Icon for FSB's Basic Business Checking Account in Eastern Iowa (Cedar Rapids, Marion, and more)

Basic Business Checking

Ideal for businesses with under 100 monthly transactions.

Key Benefits:

  • Minimum opening deposit: $100

  • No monthly fee when you maintain the required balance1

  • Enjoy 100 free transactions per month; then $0.25/item1

Learn More

Icon for FSB's Business Checking Account in Eastern Iowa (Cedar Rapids, Marion, Iowa City, and more)

Business Checking

Ideal for businesses with 100-200 monthly transactions.

Key Benefits:

  • Minimum opening deposit: $100

  • No monthly fee when you maintain the required balance1

  • Enjoy 200 free transactions per month; then $0.25/item1

Learn More

Icon for FSB's Commercial Checking Account in Eastern Iowa (Cedar Rapids, Marion, and more)

Commercial Checking

Ideal for businesses with 200+ monthly transactions.

Key Benefits:

  • Minimum opening deposit: $100

  • No minimum daily balance

  • $10 monthly maintenance fee1

  • No free transactions, subject to analysis and deposit fees2

Learn More

Icon for FSB's Business Checking Plus Account in Eastern Iowa (Cedar Rapids, Marion, and more)

Business Checking Plus

Ideal for sole proprietors or non-profits looking to earn interest.

Key Benefits:

  • Minimum opening deposit: $100

  • Variable Interest Rate (See current rates)

  • No monthly fee when you maintain the required balance1

  • Enjoy 200 free transactions per month; then $0.25/item1

Learn More

Icon for FSB's Community Business Checking Account in Eastern Iowa (Cedar Rapids, Marion, and more)

Community Checking

For qualified community organizations looking for benefits.

Key Benefits:

  • Minimum opening deposit: $100

  • No minimum daily balance or monthly maintenance fees1

  • Enjoy 300 free transactions per month; $0.25 per item1

Learn More





























Why Choose an FSB Business Checking Account?

All business checking accounts offer:

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Instant-Issue Debit Cards

Get a contactless debit card instantly at account opening.

Icon for unlimited ATM withdrawals - A benefit of FSB's business checking account in Eastern Iowa

Unlimited FSB ATM Transactions

Enjoy unlimited ATM transactions at any FSB-owned ATM.

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Business Online Banking

Access your account online with Business Online Banking.3

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eStatements

Receive your eStatements for added convenience and security.

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Custom Account Alerts

Set up alerts to stay informed about your account activity.4

Icon for Local Support - A benefit of FSB's business checking account in Eastern Iowa

Local Support

Get assistance from FSB’s local support team when you need it.
l’ve been banking with FSB for over 20 years. I appreciate the way their employees know my name. It’s great to hear ‘Hi, Patty’ when I reach the drive-up window. It feels like coming home each time!
- Patty W.

Business Account Opening Checklist

Looking to open a business account with FSB? Have these documents ready:

Icon for your Tax ID card - needed when applying for a Business Checking Account with FSB in Iowa
Business's EIN or
Tax ID Number
Icon for legal documents needed when applying for FSB's Business Checking Account in Eastern Iowa
Legal Formation
Documents
Icon for your social security card - needed when applying for a Business Checking Account in Iowa
Photo ID & SSN For All
Authorized Individuals

Open a Business Checking Account in Iowa

FSB offers various business checking accounts tailored to meet your business needs. Enjoy instant-issue debit cards, business online banking, and more tools that make managing your business finances easy and stress-free.

Get Started Online

Business owner enjoying FSB's Bill Pay Service in Eastern Iowa (Cedar Rapids, Marion, and more).
Make Paying Business Bills Easy

Manage your payments online quickly and efficiently, saving time and improving cash flow management with FSB’s Business Bill Pay.3