Your privacy is important to FSB! Here's how the bank protects your personal information and your online transactions.
How Is Your Privacy Protected Online?
FSB's Digital Banking Products offer the latest industry-approved security technologies to protect customers' data. These include a password-controlled system entry, a Server Digital ID issued by a trusted Certificate Authority, the Secure Sockets Layer (SSL) protocol for data encryption, and a firewall to regulate inbound and outbound traffic. Additionally, FSB's systems require access via a browser that supports industry-standard encryption, and sessions are automatically logged off after a period of inactivity. FSB's Online Banking site utilizes multi-factor authentication to recognize your computer system and your password.
Visitors to the Farmers State Bank website remain anonymous. When you visit the site, FSB receives certain standard information that your browser sends to every website you visit, such as your IP address, browser type and language, access times, and referring website addresses. This data does not identify you uniquely. However, it assists in "authenticating" who you are when you access the site. The bank may also receive additional information about your visit to the site, including the pages you view, the links you click, and other actions you take in connection with the site and the products and services offered through it. This data is used to make the site design more efficient.
If you submit an online application, it will be transmitted over a secure connection, and you will be alerted. This is the case where confidential information, such as your account number or social security number, is requested. Visitors may elect to provide the bank with personal information via email or the feedback form. This information is used internally, as appropriate, to handle the sender's request and manage the Farmers State Bank website. It is not disseminated or sold to other organizations. Visitors should, however, keep in mind that email is not necessarily secure against interception. If you do not agree with the use of this information or are not comfortable with the level of privacy, please close your Internet browser or cancel an email before it is sent.
Visitors should call FSB directly at (319) 377-4891 if requests or statements include sensitive or private information, such as account numbers, credit card numbers, or social security numbers. Farmers State Bank will never ask you for your Personal Identification Number (PIN) for your Farmers State Bank Visa® Debit Card/ATM card unless you have contacted the bank to change it.
FSB's Privacy Policy
Reviewed April 15th, 2024
Download FSB's Privacy Policy (PDF, 456.7 kB)
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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Social Security number and account balances
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Payment history and transaction history
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Credit history and income
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share nonpublic personal information to run their everyday business. In the section below, we list the reasons financial companies can share their nonpublic personal information; the reasons Farmers State Bank chooses to share; and whether you can limit this sharing.
| Reasons We Can Share Your Personal Information | Does Farmers State Bank Share? | Can You Limit This Sharing? |
|---|---|---|
| For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes—to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes—information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes—information about your creditworthiness | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
Who We Are
| Who is providing this notice? | Farmers State Bank, 1240 8th Avenue, Marion, IA 52302 |
What We Do
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How does Farmers State Bank protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
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How does Farmers State Bank collect my personal information? |
We collect your personal information, for example, when you:
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Why can’t I limit all sharing? |
Federal law gives you the right to limit only:
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Definitions
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
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| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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| Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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California Consumer Privacy Act Addendum
Farmers State Bank—Reviewed 04/2024
You have the right to control whether we share some of your personal information. Please read the following information carefully before you make your choices below.
You have provided us with an address listing California as your residence. We are required by the California Financial Information Privacy Act to provide this notice to you annually. We will provide a notification link or an updated notice when applicable to inform you of your privacy rights under federal law.
Your Rights
You have the right to request that we:
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Be provided with notice prior to or at the point of collection
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Disclose what information we will be/have collected about you
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Disclose what we do with that information
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Request to delete your personal information
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Request that we do not sell your personal information
To exercise these rights you must notify us in writing of your request. We will honor these requests to the extent required by law while maintaining information that is required to complete transactions, also as required by law, to be maintained, and as allowed under the Federal Regulation. This also includes the communication of products and services offered by us.
If any of these items are in conflict the bank will use the federal guidelines and the guidelines in the state of the bank’s operation.
All requests can be sent to fsb@fsbmail.net through the secured form submission on the bank's website or submitted in writing to:
Attn: Customer Service
1240 8th Ave, Marion, IA, 52302.
