Farmers State Bank (FSB)—Eastern Iowa Community Bank

FSB ag lender shaking hands with farmer next to red combine in Eastern Iowa.

Ready to Upgrade Your Equipment? 

Finance new or used equipment at a limited-time 6.50% APR.1 Enjoy 100% financing, flexible terms, and quick approvals.

FSB's Equipment Loan Special

A man sits by a bright window, smiling while reviewing FSB’s CD rates on his laptop, with a notebook and coffee nearby.

Seasonal Rates, Lasting Returns

Fresh season, fresh savings! Take advantage of our CD specials designed to help you grow your finances this spring.

Happy woman receiving car keys after securing a low-rate auto loan.

Drive and Save with FSB

Whether buying new or refinancing, lock in an auto loan rate as low as 6.49% APR* and no payments for the first 60 days!†

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Manage your money with ease—open an FSB checking account!

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Explore FSB’s competitive rates for savings, loans, and more.

Icon for contacting FSB in Eastern Iowa (Cedar Rapids, Marion, Iowa City, and more)
Contact FSB’s local support team via phone, email, or secure form.




Iowa's Faster. Stronger. Better.® Community Bank

FSB provides Faster. answers, builds Stronger. relationships, and creates a  Better. community through local donations and volunteer work.

As a family-owned bank, FSB is committed to friendly service, family-centered events, and helping customers achieve financial well-being.

FSB Gives Back at the county Fair

How FSB Gives Back

FSB strives to make a positive impact in the community. Here's how:

  • $275,000+ Invested in 60 non-profit organizations

  • 2,000+ Volunteer Hours dedicated by the team

  • 60+ Community Events hosted or sponsored by FSB

See How FSB Gives Back


FSB's Featured Rates

Discover FSB's competitive rates designed to help you reach your financial goals. Save more, invest smarter, and borrow with confidence with personalized support.

CD Special
7-Month
Annual Percentage Yield†

Mortgage Loans
30-Year Fixed
Interest Rate†

Auto Loans
as low as
Interest Rate†

Home Equity Loans
as low as
Interest Rate†

Committed to Your Financial Wellness

FSB is here to help you reach your financial goals with practical advice on managing money, planning ahead, and protecting against fraud.

Explore FSB's Blogs

Understanding your credit score is the first step to better financial opportunities. Learn what impacts your score and how to build or repair it over time.

Key Topics:

  • What affects your credit score—and what doesn’t

  • Practical ways to build or improve your credit

  • Tips for managing credit cards, payments, and credit mix

Learn More About Building Credit

Concerned about that old 401(k) you haven’t touched in years? Identify and correct common mistakes people make with their 401(k) to secure your retirement savings.

Key Topics:

  • Deciding whether to combine your old 401(k) accounts

  • Life events that could affect your 401(k)

  • How to make smart 401(k) investment choices and more

Learn More About 401(k) Management

Buying a home is exciting but requires careful planning. Learn how to navigate the process with expert advice on getting financially ready, finding the right home, and avoiding common mistakes.

Key Topics:

  • Assessing if you’re financially ready to buy a home

  • Understanding the preapproval process

  • Avoiding mistakes that can derail your purchase and more

Prepare For Your Next Home Purchase

Young couple driving

Fast Approvals, Competitive Rates

Drive away in your dream car with fast approvals and rates designed to keep your payments low and manageable.

FSB’s Auto Loans

Two men in a coffee shop discussing business

Looking to Grow Your Business?

FSB offers the capital your business needs to expand operations, purchase equipment, or manage cash flow.

FSB’s Business Financing

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Your Retirement, Your Way

Enjoy a customized approach to retirement planning, designed to help you achieve the future you want.

FSB’s Retirement Planning