Customer talking with their friends about FSB's Refer a Friend program.

Refer a Friend Program

It Pays to Share

Refer a friend to FSB, and when they open a checking account with direct deposit, you both get $50!1

That's $501 to you. 501 to your friend.

Get Started


See How Easy It Is to Refer a Friend

Follow these steps to make sure you and your friend can enjoy the rewards:

Step 1: Inform Your Friend

Let your friend know about FSB's referral program, and collect their email address.

Step 2: Complete the Form

Fill out the "Refer a Friend" form with your friend's information.

Step 3: Earn Together

Your friend will receive an email with instructions to apply online or visit a branch.

Start the Referral Process

Refer a Friend FAQs

All FSB checking accounts are eligible for the $501 refer a friend bonus.

To qualify, new customers must set up direct deposit.

The referral program is open to any individual without an existing FSB account.

Current FSB customers can refer as many friends as they would like. However, the $501 bonus is for each new customer who meets the qualifying requirements.

Due to customer privacy, FSB cannot provide updates on account openings.

You and your referred friend will receive the $501 bonus within 30 days of the first direct deposit.

The initial deposit required for opening a checking account varies from $50 to $100, depending on the account.


Referrers without an FSB checking account will receive the $501 bonus as an FSB Visa® Gift Card.




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Refer a Friend Disclosures

1Referrals must come from current FSB customers. Referree is required to open an FSB checking account with Direct Deposit to qualify for incentive. Limit one incentive per referral. If the referrer does not have an FSB checking account, the $50.00 will be mailed as an FSB Visa® Gift Card. Referrer may infer that you have an account at FSB once the incentive is paid. May not be combined with other offers. Incentive paid within 30 days of requirements being met. See product information of additional requirements for each account. Must be 18 or older. Subject to account approval. The program may be suspended with 30 days' notice.