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Business Checking Accounts

 
What Account is Right for Your Business | How to Open a Business Checking Account? | Request a Business Debit Card

Open a Business Checking Account with FSB

Whether you run a small enterprise, a mid-sized company, an established corporation, or a non-profit organization, FSB offers various business checking accounts to meet your specific requirements. Don't wait any longer, open a business checking account that works for you and your business!

Find the Right Account

Choose the Right Checking Account for Your Business

See Comparison Chart

Basic Business Checking

For Businesses with Less than 100 Monthly Transactions

Designed to be perfect for small businesses to mid-sized businesses, our Basic Business Checking account offers several features and benefits to help you manage your finances effectively.

Key Features:

  • Opening Deposit - $100
  • Minimum Daily Balance - $500
    (to avoid a monthly maintenance fee)
  • Free Instant Issue Debit Card
  • Monthly Maintenance Fee* - $8
  • Transaction Fees* - 100 transactions free, then $0.25/item

All checking accounts subject to approval.
*Plus applicable sales tax.

Contact FSB's Treasury Management Supervisor, Kallie Herink, to see if this is the right account for you!
Call FSB Email FSB
This email is not secure, please do not include sensitive financial information.

Business Checking

For Businesses with 100 - 200 Monthly Transactions

Designed to be perfect for businesses with a moderate volume of transactions and a slightly higher balance, you can take advantage of our exceptional banking services designed to meet all your business needs with our business checking account.

Key Features:

  • Opening Deposit - $100
  • Minimum Daily Balance - $2,500
    (to avoid a monthly maintenance fee)
  • Free Instant Issue Debit Card
  • Monthly Maintenance Fee* - $8
  • Transaction Fees* - 200 transactions free, then $0.25/item

All checking accounts subject to approval.
*Plus applicable sales tax.

Contact FSB's Treasury Management Supervisor, Kallie Herink, to see if this is the right account for you!
Call FSB Email FSB
This email is not secure, please do not include sensitive financial information.

Commercial Checking

For Businesses with 200+ Transactions a Month

Our commercial checking account is ideal for companies with 200 or more transactions a month and allows you to streamline your finances, effectively manage cash flow, and free up valuable time from administrative tasks.

Key Features:

  • Opening Deposit - $100
  • Minimum Daily Balance - None
  • Free Instant Issue Debit Card
  • Monthly Maintenance Fee* - $10; included in analysis
  • Transaction Fees* - No free transactions, subject to analysis and deposit fees**

All checking accounts subject to approval.
*Plus applicable sales tax. 
**Commercial Checking accounts are subject to analysis fees and deposit fees. This account includes an Earnings Credit to offset service and transaction fees. See an FSB Banker for more information.

Contact FSB's Treasury Management Supervisor, Kallie Herink, to see if this is the right account for you!
Call FSB Email FSB
This email is not secure, please do not include sensitive financial information.

Business Checking Plus

For Sole Proprietors or Non-Profits Looking to Earn Interest on their Balance

Our business checking plus account is designed for sole proprietorships and non-profit entities seeking a checking account that combines interest-earning capabilities with a moderate transaction volume.

Key Features:

  • Opening Deposit - $100
  • Variable Rate Interest
  • Minimum Daily Balance - $2,500
    (to avoid a monthly maintenance fee)
  • Free Instant Issue Debit Card
  • Monthly Maintenance Fee* - $8
  • Transaction Fees* - 200 transactions free, then $0.25/item

All checking accounts subject to approval.
*Plus applicable sales tax. 

Contact FSB's Treasury Management Supervisor, Kallie Herink, to see if this is the right account for you!
Call FSB Email FSB
This email is not secure, please do not include sensitive financial information.

Community Checking

For Qualified Community Organizations and Churches Looking for Exclusive Benefits

Our Community Checking account is designed explicitly for qualified community organizations and churches looking for exclusive benefits.

Key Features:

  • Opening Deposit - $100
  • Minimum Daily Balance - None
  • Free Instant Issue Debit Card
  • Monthly Maintenance Fee - None
  • Transaction Fees* - 300 transactions free, then $0.10/item

All checking accounts subject to approval.
*Plus applicable sales tax.

Contact FSB's Treasury Management Supervisor, Kallie Herink, to see if this is the right account for you!
Call FSB Email FSB
This email is not secure, please do not include sensitive financial information.

Review and compare accounts. Which one is right for you?

Account FeaturesBasic Business Checking

Business Checking

Commercial CheckingBusiness Checking Plus

Ideal for

For Businesses with Less than 100 Monthly Transactions

For Businesses with 100 - 200 Monthly Transactions

For Businesses with 200+ Transactions a Month

For Sole Proprietors or Non-Profits Looking to Earn Interest on their Balance

Opening Deposit

$100

$100

$100

$100

Minimum Daily Balance
(to avoid monthly maintenance fee)

$500

$2,500

None

$2,500

Free Instant Issue Debit Card

Yes

Yes

Yes

Yes

Monthly Maintenance Fee*

$8

$8

$10; included in analysis

$8

Transaction Fees*

75 transactions free, then $0.25/item

150 transactions free, then $0.25/item

No free transactions, subject to analysis and deposit fees.**

200 transactions free, then $0.25/item

All checking accounts subject to approval.
*Plus applicable sales tax.
**Commercial Checking accounts are subject to analysis fees and deposit fees. This account includes an Earnings Credit to offset service and transaction fees. See an FSB Banker for more information.

How To Open a Business Checking Account?

When you open a business checking account with FSB, our experienced bankers will work to ensure you get the right account and services tailored to help your business thrive. Choose one of the following options:

Contact Us: Contact our Treasury Management Supervisor, Kallie Herink, at 319-730-6958 or via email to discuss your business banking needs.

Visit a Branch: Find a FSB branch near you and speak with our local business bankers who will guide you through the account opening process.

Contact FSB Find a Branch

Already an FSB Customer?

If you're an FSB customer, you can request a business debit card to enhance your banking experience. Simply fill out the form below!

Request a Business Debit Card

 

“I’ve been banking with FSB personally and professionally for more than 20 years. I truly appreciate the way their employees know my name and the accounts I have here. It’s a great feeling to hear ‘Hi, Patty’ when I reach the drive-up window. It feels like coming home each time!”

Patty Wise
Co-owner of Network Computer Solutions of Eastern Iowa

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