Explore Some of the Best CD Rates in Iowa
At FSB, planning for your future is made easier with smart investment options like CDs, IRAs, and HSAs. Grow your savings with competitive rates and personalized support to reach your financial goals. Start today!
Which Option Is Right For You?
Explore FSB's various high-yield investment options to help secure your financial future.
Certificate of Deposit
Grow your money confidently with guaranteed returns & flexible terms.
Key Benefits:
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Minimum opening deposit: $1,000
- Terms from 1 to 60 months
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Current 5-Month CD Special: 4.45% APY†
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Interest compounded and paid quarterly
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Automatic renewals (excluding CD specials)
Roth IRA
Save for retirement with tax-free withdrawals without deductions.1
Key Benefits:
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Contribute W-2 earned income at any age
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No mandatory withdrawals at age 73
- Annual contribution limit: $7,000
- Extra $1,000 for those aged 50 and older
- Extra $1,000 for those aged 50 and older
Simple IRA
A cost-effective retirement plan for businesses to offer employees.
Key Benefits:
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Ideal for businesses with 100 or fewer employees
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Employers can match employee contributions
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Employers can make contributions on their employee's behalf
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Lower costs and less paperwork than a traditional 401(k)
SEP IRA
An easy retirement plan for the self-employed & small business owners.
Key Benefits:
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Simple and easy to set up
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Tax-deferred growth until funds are withdrawn1
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Flexible contributions—employers aren’t required to contribute every year
Your Retirement, Your Way
Get personalized guidance and tailored solutions to help you achieve the retirement you’ve always envisioned.