Enjoy 6.49%* APR & No Payments for 60 Days†
Whether you're buying new or refinancing from another lender, make your next purchase more affordable with FSB. Lock in low rates*, flexible terms, and skip your first two payments!†
FSB's Car Loan Special
Don't miss out on the opportunity to make financing your next car more affordable.
Flexible Financing
Eligible for 2022 and newer vehicles, making it easy to finance your next car.
How Financing a Car Loan with FSB Works
Get your new keys faster with simple steps and personalized support.
1
Apply Online
Apply online from the comfort of your home in just a few clicks, or visit a local branch for personalized assistance.
2
Get Financing
Once approved, we’ll guide you through the next steps and give you the necessary details for the dealer, saving you time and helping you avoid unexpected costs.
3
Drive with Confidence
Finalize your car choice, sign the paperwork, and drive away knowing FSB has your back with competitive rates and personalized support.
Apply Online to Drive Away and Save
Skip the hassle and apply* for your auto loan online today! Get pre-approved and head to the dealership with confidence.
FSB made the loan process stress-free. Everything was handled online, so no need to run around signing paperwork—it couldn't have been easier.- Todd W.
What Do You Need to Apply for an Auto Loan?
Applying for an auto loan* is simple and stress-free. Have these documents ready:
Once your application is submitted, FSB's team will carefully review your details, including a credit check, to ensure the loan meets your financial situation. The credit check required during the application process may temporarily impact your credit score.
FAQs For FSB's Auto Loans
Get answers to common questions about financing your next car with FSB.
Are FSB's Auto Loans a fixed or variable rate?
FSB's Auto Loans are fixed-rate loans, offering consistent monthly payments throughout the life of the loan, so you always know what to expect.
Are FSB's Auto Loans secured or unsecured?
FSB's Auto Loans are secured loans, meaning the vehicle you purchase serves as collateral for the loan. This allows for lower interest rates compared to unsecured loans.
How can I calculate my monthly payment for my auto loan?
The best way to calculate your monthly auto loan payment is to speak with an FSB banker, who can provide personalized guidance based on your unique situation.
However, for a quick estimate, you can use our free auto loan calculator to get an idea of your monthly payment.
When do auto loans fall off my credit report?
Auto loans typically remain on your credit report for approximately seven years from the date of the final payment or the date of default, depending on the loan’s status. For specific details about your credit report, it's best to consult with a credit reporting agency or an FSB Banker.
Should I refinance my existing auto loan?
The best way to determine if refinancing your auto loan is right for you is to speak with an FSB banker, who can help evaluate your current loan and financial situation.
For a quick estimate, you can also use our auto loan refinancing calculator to explore potential savings.
Ready to Start Your Journey?
FSB is committed to driving your dreams forward with competitive auto loans. Apply1 online today and take the first step toward a new vehicle!
Fuel Your Savings with FSB
Earn cashback or rewards on every purchase and save at the pump with an FSB Visa® credit card!
Auto Loan Disclosures
*Rates as low as 6.49% for 72-month term. Offer valid for the purchase or the refinance from another financial institution of a qualifying automobile loan with model year 2022 - 2025. APR assumes a minimum credit score of 700 or above, with a required automatic loan payment from an FSB checking account. Rate may vary based on credit score and term. Other rates and terms are available and are subject to change. Lien notation and e-filing fees apply. All loans subject to approval. Must be 18 years or older to apply.
†First loan payment can be scheduled out 60 days. Interest will continue to accrue through the deferred payment period.
†First loan payment can be scheduled out 60 days. Interest will continue to accrue through the deferred payment period.
Offer expires on 4/30/2025.
