Spotting Fraudulent Mortgage Postcards

As a homeowner, you'll receive a lot of mail, some of which may be deceptive. It's important to be cautious about mailers claiming to be from FSB, as they could be scams.

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What To Look For: Signs of Fraudulent Mortgage Postcards

Recognizing the signs of fraudulent mailers can protect you from scams. Here's what to watch out for:

1. Personal Details Exposed

Mail from FSB will never expose personal information, such as your Mortgage ID, account number, or Social Security number, on the outside of the envelope. If you see these details exposed, it's a red flag that the mail might be fraudulent.

2. Incorrect Contact Details

Always confirm the contact information on suspicious mailers to FSB's contact information. Fraudulent mailers often use fake contact information to mislead you. If the numbers do not match, it's probably a scam.

3. Sense of Urgency

Be wary of urgent messaging. Scammers use urgency to prompt quick action and make you panic into responding without thinking. Remember, FSB will contact you directly for any urgent matters and will not try to pressure you through the mail.

4. FSB Branding

If the mailer lacks FSB branding or includes disclaimers stating no affiliation with FSB, it's likely a scam. Authentic FSB communication will always display FSB branding. The official logo is displayed, color schemes from other communications, and the language is professional.

Look for disclaimers such as "All information provided by National Info Center, Not associated with, nor supported by Farmers State Bank."

Key Takeaways: How to Protect Yourself

• Personal Details Exposed: FSB mail never exposes personal information like Mortgage ID, account numbers, or Social Security numbers on the outside of the envelope
• Verify Contact Information: Always check the contact information that appears on the mailer at FSB's official website
• Be Cautious of Urgent Messages: Scammers often create a false sense of urgency - FSB will contact you directly for urgent matters
• Authentic FSB Branding: Look for the official logo and consistent branding
• Look for Disclaimers: Legitimate FSB mail will not contain disclaimers stating no affiliation with the bank

If you ever have any doubts about the legitimacy of any mortgage-related mailers, feel free to contact FSB's Mortgage Team directly at 319-730-6990.

Meet Tammy Yamilkoski

Tammy, with over 25 years of experience in mortgage lending, has assisted thousands in achieving their American Dream. As Vice President of Mortgage Originator at the Hiawatha Branch, she's known for building lasting client relationships. Tammy is dedicated to going the extra mile, leveraging her extensive knowledge of loan programs to secure the best options for her clients, ensuring a stress-free, on-time closing. Reach out to Tammy for expert advice today! Call 319-730-6992 Email TammyYamilkoski@fsbmail.net This email is not secure, please do not include sensitive financial information.

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