ACH Services For Your Business in Eastern Iowa (Cedar Rapids, Marion, Iowa City, and more)

ACH Services

Iowa's Trusted ACH Solution

FSB’s ACH Services will change how you manage your business, simplifying payments such as payroll deposits, vendor payments, and more — all through FSB's Business Online Banking.

Benefits of ACH Services

ACH Services provides several advantages:

Icon for Reduced Cost - A benefit of FSB's ACH Services for Eastern Iowa Businesses

Reduced Transaction Costs Compared to Paper

Icon for Accelerated Transactions - A benefit of FSB's ACH Services for Eastern Iowa Businesses

Accelerated Transaction Times For Quicker Payments 

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Automated Record-Keeping with System Integration

Get Started With ACH Services

For more information on setting up ACH Services for your business, contact FSB's Treasury Management Supervisor, Kallie Herink, or fill out the form linked below.

FAQs on ACH

Get answers to common questions about FSB's ACH Services.

ACH (Automated Clearing House) is a network that facilitates electronic money transfers, essentially "pushing" money from one bank to another quickly.

Accessing ACH is simple through FSB's Business Online Banking, offering a user-friendly interface.

Additional Questions? Contact FSB's Treasury Management Supervisor, Kallie Herink.

Before processing your first payment, you need an ACH Authorization signed by the recipient. FSB provides a template for this, and once authorized, you can enter the required information to process the file.

Contact FSB's Treasury Management Supervisor, Kallie Herink, to begin this process.

If an ACH file is processed by 2:00 p.m., the funds can be received as early as the next day, ensuring swift transaction completion.

Bank holidays may affect ACH processing times. See the 2024 ACH Processing Calendar for the holiday schedule.

FSB’s ACH Services have a monthly fee of $30.00, with an additional charge of $0.10 per item, subject to approval.






2024 ACH Holiday Processing Schedule

Ensure your transactions are sent on time by reviewing the Federal Reserve cutoff times.

View ACH Holiday Schedule

Customer securing his accounts with FSB's Positive Pay in Eastern Iowa.

ACH Positive Pay

Protect yourself against ACH fraud with Positive Pay, allowing you to make real-time decisions for your transaction processing.

Discover Positive Pay

ACH Services Disclosures

Accounts and services subject to approval. Monthly and per service fees plus applicable sales tax may apply. Certain services may be subject to account analysis. Trademarks property of respective owners.
Additional terms and conditions apply. Contact FSB for more information.