How to Apply for a Mortgage?
Applying for a mortgage is the first step toward owning a home, showing you how much home you can afford. The process might seem overwhelming, but FSB's Mortgage Team will help you from start to finish!
Must be 18 or older to apply. Loans subject to credit approval.
Key Takeaways
1
Have your documents ready to make applying for a home loan easier.
2
FSB has options for applying online or with personalized assistance, whichever suits your needs.
3
Knowing how much you can borrow helps when shopping for a home.
4
FSB supports different financial situations, even if your credit score is not so perfect.
5
Count on FSB's Mortgage Team from application to closing day.
Table of Contents
Starting A Mortgage Application
Mortgage prequalification is your first glimpse into the amount you might be eligible to borrow. It's based on a self-reported review of your finances without a deep dive into your credit history.
Getting prequalified is straightforward. It often requires a brief conversation with a mortgage lender or a quick online application.
What You Need To Apply For a Mortgage
To streamline the application process, gather the following documents for yourself and any co-borrower(s):
Accurate information is essential when completing an application to ensure a smooth and efficient approval process. Remember, every situation is unique, and you may be asked to provide more details about your employment and finances.
How FSB's Mortgage Team Can Help
FSB is committed to guiding you through the homebuying journey. From the moment you apply to determining the best mortgage option for your needs, the local lenders at FSB are here to support you.
Contact FSB's Mortgage team at 319-730-6990.
Prefer to reach out online? Request to be contacted here.
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