The Different Types of Phishing Scams

Cyber scams such as Phishing, Vishing, Mishing, and Smishing are becoming increasingly easier for fraudsters. It might seem like a lot of 'ishing,' but what exactly do these phrases mean?

Table of ContentsAdditional Fraud Tips

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Phishing: The Deceptive Email Trap

Phishing scams are typically conducted through emails designed to deceive you into giving out personal information. These emails often impersonate reputable institutions and may request you to verify account and/or personal information. 

Vishing: The Voice Phishing Scheme

Vishing employs telephone communication, often automated, to scam individuals. Scammers may pose as representatives of fake charities, relief funds, or lotteries to extract information or money. 

Mishing: Mobile Phishing Attacks

Mishing involves scammers using mobile phones to pose as employees from reputable organizations, seeking to obtain your details under false pretenses.

Smishing: Text Message Scams

Smishing scams involve fraudulent text messages, often claiming to be from your bank, asking you to confirm or decline transactions.

For instance, if you receive a text appearing to be from FSB about a Zelle^® transfer, it's a scam. FSB does not notify customers via text about potentially fraudulent Zelle transactions.

How to Protect Yourself

Your first line of defense against various cyber scams is awareness and staying proactive.

Here are some steps you can take to protect yourself from falling victim to cyber scams:

• Stay Informed: Regularly educate yourself about the latest scams and tactics used by fraudsters. Being aware is crucial in recognizing and avoiding scams.

• Verify Information: If you receive suspicious emails, calls, or texts, verify the contact details independently before responding. Never use the contact information provided in the suspicious message.

• Use Secure Communication: When in doubt, use verified and secure channels to confirm the legitimacy of any requests for information or money.

• Pause When Pressured: Scammers often create a sense of urgency to provoke immediate action. Take a moment to think and verify before acting on any urgent or unexpected requests.

• Report Suspicious Activity: If you encounter any suspicious activity, report it immediately to your bank or the appropriate organization. Your quick action can help mitigate damage and help others avoid being scammed.

If you have any doubts or concerns, please don't hesitate to contact FSB. The bank is here to assist you in securing your information and protecting you from fraudulent activities.