To qualify for FSB’s Mortgage Rate Relief Program, your household income must be at or below 80% of your area’s median income.1 Use the table below to see if your county meets the eligibility requirements.
Area Income Limits
Based on data from the Federal Housing Finance Agency — Updated May 2024
| State |
County |
80% Area Median Income (AMI) |
| Iowa |
Benton |
$81,360 |
| Iowa |
Black Hawk |
$72,000 |
| Iowa |
Buchanan |
$73,760 |
| Iowa |
Cedar |
$79,920 |
| Iowa |
Dubuque |
$84,800 |
| Iowa |
Iowa |
$76,720 |
| Iowa |
Johnson |
$87,920 |
| Iowa |
Jones |
$81,360 |
| Iowa |
Linn |
$81,360 |
| Iowa |
Washington |
$87,920 |
Think You Qualify? Let’s Get Started!
If your income meets the eligibility requirements, the next step is to connect with an FSB lender or apply online.2
Apply Online Contact a Lender
Mortgage Rate Relief Disclosures
1Median income is determined by Federal Housing Finance Agency (FHFA) and varies due to county.
2Must be 18 or older to apply. All loans are subject to credit approval. Credit score must be 680 or higher. Must be an active FSB customer. Limited funds are available. 
