Discover Competitive Iowa Home Loan Rates
Explore FSB's competitive mortgage rates and see how FSB's Mortgage team can help you throughout the homebuying process. Take the first step toward your dream home and apply online1 today!
Today's Mortgage Rates in Iowa
15-Year, 30-Year Fixed, VA, & IFA Rates Available
For information about USDA and FHA rates or assistance with your mortgage application, contact FSB's Mortgage department at 319-730-6990 or submit a secure form.
Why Getting Preapproved Matters
Getting a preapproval provides a clear understanding of your budget and puts you in a position to make an offer if the perfect home hits the market. You want to get preapproved before you start shopping.
The Preapproval Process
Get started today with these simple steps!
1
Start Your Journey
Choose between:
FSB's Online Application
(Recommended if you are ready to complete your application)
Inquiry Form
(Request assistance or additional information before applying)
Call the Mortgage Team at 319-730-6990
(Best for immediate, personalized support from a representative)
2
Personalized Assistance
Following your application, an FSB Mortgage lender will contact you to discuss your application further, determine how much home you can afford, answer any questions, and outline the next steps.
3
Financial Analysis
FSB goes the extra mile, evaluating your potential mortgage payment, property taxes, private mortgage insurance (if applicable), escrow payments, and other expenses to ensure you're comfortable with your potential monthly payment.
4
Customized Mortgage Solutions
Once approved, your FSB lender will help you identify the best mortgage loan option and explore eligibility for specialized grants.
Mortgage Loan Checklist
When applying for a mortgage loan, you'll need:
Ready To Get Preapproved?
Getting preapproved takes as little as 5 minutes and provides you with the financial backing of FSB when submitting an offer. Apply online1 to get preapproved today, or contact a lender for personalized guidance!
Get Started with Confidence
Ready to start your homebuying journey? Learn how to apply for a mortgage and make your homeownership dreams a reality!
Mortgage Rate Disclosures
1Must be 18 or older to apply. All loans are subject to credit approval.
†All rates are subject to change without notice. Actual rate may be higher based on credit history, occupancy, LTV and loan type. The rates provided assume the purpose of the loan is to purchase a single family residence that will be used as a primary residence. FSB is not responsible for typographical errors or omissions.
‡APR reflects waiver of FSB origination fee.
Call FSB's Mortgage department for more information: 319-730-6990